Make savings an expense

"The safest way to double your money is to fold it over and put it in your pocket."

-- Kin Hubbard (left) 1868-1930

American humorist and journalist

Having money is an important factor in our lives. Why? Money gives us options. The more money we have, the more control we have over our options and decisions in life. How we manage our money will determine: Where we live; The kind of car we drive; Whether or not we can obtain a credit card; Where we go to college -- even how much money borrowing money will cost us.

Saving money is the key to getting the things out of life that are important to you. A good savings plan sets money aside for purchases in the …